Do you want to acquire the household of the ambitions?
DHFL provides you with the most readily useful mortgage loan prices that shall help you keep your month-to-month spending plan.
Our Retail that is current Prime speed (RPLR) is 19.42%
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|Sr No.||Charge definition||Charge Amount|
|Processing charges (Non-Refundable)||Loan Amount||Minimum Login charges|
|1||Salaried/Self Employed Professional (SEP)||as much as Rs. 30 Lakh: Rs. 5,000 + document fees + Applicable GST||Rs. 2,500 or processing cost relevant whichever is leaner + Applicable GST|
|Above Rs. 30 Lakh as much as Rs. 75 Lakh: Rs. 10,000 + document charges + Applicable GST|
|Above Rs. 75 Lakh: Rs. 20,000 +document fees + Applicable GST|
|one-man shop Non Professional (SENP)||web PAT: 0.5% + Applicable GST
other people: 1.5 percent + Applicable GST
|2||CERSAI Registry / Modification Charges||Rs. 50 + Applicable GST for loans upto Rs. 5 Lakh
Rs. 100 + Applicable GST for loans above Rs. 5 Lakh
|3||Technical Fees (for extra home or home situated outside geographical limitation or even for pre technical)||a. Within 60 kilometer radius: No fees
b. Beyond 60 kilometer: Rs. 500 + Applicable GST for very first check out and Rs. 750 + Applicable GST for subsequent visits
|4||Valuation charge in Construction Linked Loan instances||First visit: No costs.
Subsequent visits: Rs. 500 + Applicable GST
|5||Part-Prepayment Charges||Rate of Interest -Type||Disbursement Stage||Charges Applicable|
|Fixed / Variable||Within 6 months from first disbursement||No prepayment permitted|
|After six months|
|Borrower/ co-borrower is Individual||No Charges|
|Borrower/ co-borrower is other than Individual||2% + Applicable GST|
|5 (a)||property property Foreclosure costs||Rate of Interest -Type||Disbursement Stage||Charges Applicable|
|Fixed/Variable||Within 6 months from 1st Disbursement||No foreclosure allowed|
|After 6 months|
|Fixed / Variable||Own Source||No Charges|
|Borrower/co-borrower is individual|
|Fixed/ Variable||Borrower/co-borrower is apart from specific||2% + Applicable GST|
|5 (b)||Prepayment fees (Plot Loans/Easy Land Cum Construction Loans)||3% + Applicable GST just in case the dwelling product just isn’t built in the plot within three years through the date of very very first disbursement of this loan. (Borrower/co-borrower is other than specific)|
|6||Cheque/ECS bounce costs||Rs. 500 + Applicable GST|
|7||Bank Charges on Cheque/ECS Bounce||At real|
|8||Overdue fees on standard installment (EMI/Pre-EMI)||18% per year regarding the dues that are outstanding.|
|9||need Draft/Pay purchase issuance costs||Rs. 150 per Lakh or bank that is actual, whichever is higher + Applicable GST.|
|10||Cheque/ECS swapping costs (per set)||Rs. 250 Applicable that is + GST swap|
|11||Collection pickup fees||Rs. 250 per visit + Applicable GST|
|12||Legal Charges||Legal fees as relevant on instance to case basis|
|13||Non-encumbrance certificate||At real|
|14||healing costs||At actual|
|15||Stamp duty/ Franking charges||according to relevant law/charges associated with appropriate home state|
|16||Duplicate No Dues Certificate||Rs. 250 + Applicable GST|
|17||Copy of home documents||Rs. 500 + Applicable GST|
|18||Statement of account/ provisional IT certificates||first: No charges
Subsequent: Rs. 250 + Applicable GST
|19||Custodial Fee for home papers in shut loans||Rs. 500 every month (post 60 Days from Loan closing Date) + Applicable GST|
|20||Document retrieval fees on closing of loan||Rs. 1,000 + Applicable GST for loans upto Rs. 10 Lakh,
Rs. 2,000 + Applicable GST for loans above Rs. 10 Lakh
|21||Foreclosure declaration||Rs. 500 + Applicable GST|
No transformation does apply for loans sanctioned under Land Loans, ELCC/ Composite Loan (just those full instances when construction continues to be maybe not done) and Surrogate goods.
We at DHFL, provide you with usually the one regarding the interest rate that is lowest for a house loan which certain does make a large huge difference to your current spending plan. Additionally, aided by the present interest rate on mortgage loans, DHFL helps make sure monetary restraints try not to come your path, while your buy your very dream home that is own. Therefore don’t wait to simply just take our help and spend money on an eternity of joy on your own.
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- Group Organizations
- DHFL Pramerica Lifestyle
Insurance Provider Ltd.
- DHFL Pramerica
Asset Managers Pvt. Ltd.
- Avanse Financial
- DHFL General Insurance Ltd
- DHFL Advisory And
Investments Private Limited
- DHFL Investments
- DHFL Changing Lives Foundation
- DHFL Holdings Limited
Dewan Housing Finance Corporation Limited
Regd. Workplace: Warden House, 2nd Floor, Sir P.M. Path, Fort, Mumbai-400 001.
Disclaimer – “As regards deposit activity that is taking f the organization, the people may make reference to the ad into the magazine / information furnished within the form for soliciting general general general public build up; the business is having a legitimate certification of Registration dated 31/07/2001 given by the National Housing Bank under Section 29A associated with the nationwide Housing Bank Act, 1987. But, the National Housing Bank will not accept any obligation or guarantee concerning the position that is present into the economic soundness for the business or even for the correctness of any regarding the statements or representations made or views expressed by the business as well as for repayment of deposits / release of this liabilities because of the business. “
*The information mentioned herein is susceptible to alter without previous notice. Please check out your nearest branch that is DHFL step-by-step home elevators our different items and modifications, if any. Stipulations use
Disclaimer – “As regards deposit activity that is taking of business, the watchers may relate to the ad into the newsprint / information furnished into the application for soliciting general public deposits; published on June 28, 2018 within the complimentary Press Journal as well as in Navshakti, Mumbai, correspondingly. The organization is having a certificate that is valid of dated 31/07/2001 given by the National Housing Bank under Section 29A associated with the nationwide Housing Bank Act, 1987. But, the National Housing Bank doesn’t accept any duty or guarantee in regards to the position that is present to your monetary soundness for the business or even for the correctness of any for the statements or representations made or views expressed by the organization as well as payment of deposits / discharge for the liabilities by the business. “
*The information mentioned herein is susceptible to alter without previous notice. Please check out your nearest DHFL branch for step-by-step home elevators our different items and modifications, if any. Terms and conditions use